CONCEPT OF GIVING CHARITY IN ISLAM

Can Charity Be Given To One Who Is Able To Earn A Living?

Question: We are people who sponsor a number of poor families using charitable donations that come to us from good people. In some of these poor families there are individuals (men and women) who are able to work, but they have got used to receiving charity every month, and they have started to refuse work if it is offered to them. The jobs that they have refused include sewing, working as a janitor, working in a school or neighborhood. My question is: By giving this money, have we handled it in the proper way? Have we become a caused of their laziness in seeking a livelihood? If we stop giving them money, will we be committing a sin?

Answer:
Praise be to Allah. 
Firstly: What you're doing of sponsoring a number of poor families is a good deed for which you're to be thanked, and we ask Allah to accept it from you )آمين(
Secondly: What people give of charity is of two types:
1- Obligatory charity, namely zakaah. It is not permissible to give this to anyone except those whom Allah mentioned in the verse: "As-Sadaqah (here it means Zakaah) are only for the Fuqaraa (poor), and al-Masaakeen (the needy) and those employed to collect (the funds); and to attract the hearts of those who have been inclined (towards Islam); and to free the captives; and for those in debts; and for Allah's cause (i.e. for Mujaahidoon those fighting in a holy battle), and for the wayfarer (a traveller who is cut off from everything); a duty imposed by Allah. And Allah is All-Knower, All-Wise" (Q9[at-Tawbah]:60)
It is not permissible to give zakaah to anyone who is able to work and earn enough to suffice him, because the Prophet (salallahu alaihi wasallam) said: "There is no share of it [zakaah] for the one who is strong and able to earn a living." (Abu Dawood)
2-Mustahabb charity, which is what a person gives other than zakaah. It is permissible to give this to both poor and the rich, but it is better to give it to the one who is in need of it. Al-Nawawi (RAH) said: "It is permissible to give voluntary charity to the rich, and there is no difference of scholarly opinion on this point. It is permissible to give it to them and the giver will be rewarded for it, but it is better to give it to the needy. Our companions said: It is better for the rich person to refrain from taking it and he should not ask for it, and it is not permissible for the rich person to accept voluntary charity, making a show of being poor." (Al-Majmoo')
Based on that, if the money that you are giving to these families is zakaah money, it is not permissible to give it to them, except those who are poor and nit able to earn a living amongst them. If the money that you're giving to them is mustahabb charity, then it is permissible for you to give it to them, although it is better to give mustahabb charity to one who is poor, so as to meet his needs
You will not be sinning if you do not give this money to those who are able to earn a living, because they are not in need of it. If the givers of the money stipulate that their charity is only to be given to the poor only, and it is not permissible for you to give it to someone who is independent of means. You should advise those who are able to earn a living to stop asking of people and to do work from which they can earn money that will spare them from having to ask of people. And Allah knows best.